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  • Find Real Estate
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  • Testimonials & Ratings
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  • Find Real Estate
    • Search Homes For Sale
    • My Listings
  • Communities, Towns & Neighborhoods
  • Real Estate Services
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  • About Latoya Lewis
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  • Blogs
  • Contact
  • Testimonials & Ratings

Blogs

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Here you will find informational blogs about buying and selling real estate, as well as general tips and information for homeownership. Please feel free to share these with your friends and family, and remember to call one of our real estate professionals when you are looking to buy or sell.
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Traits of a Successful Agent

by Latoya Lewis 01/31/2022
Have you always wondered if you have what it takes to be a real estate agent? There is room in this business for all kinds of personalities, skillsets, etc. but the most successful agents usually possess the following traits: 10. Problem-solver mindset. Do you…
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How do I prepare my credit for a mortgage?

by Latoya Lewis 01/31/2022
When you are thinking of buying a home, the first thing you need to know is how you will pay for it. Most buyers require the use of a mortgage loan, so knowing whether you can qualify is of utmost importance. Speaking with a mortgage lender is a great place to start, but…
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Are we in a housing bubble?

by Latoya Lewis 01/31/2022
"Are we in a housing bubble?"This is undoubtedly one of the most frequently asked questions lately, and also one of the most-Googled nationally. As people reflect on the soaring home prices and market frenzy of the mid-2000's, it's natural to question how long the current…
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What is a Short Sale?

by Latoya Lewis 01/31/2022
Although they are less common today than in the years immediately following the market crash, short sale listings do still occasionally hit the market. So, what exactly is a short sale?Short sales happen when a homeowner owes more on their mortgage than the home is worth;…
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What is a lien waiver?

by Latoya Lewis 01/31/2022
To fully understand lien waivers, you'll first need to understand mechanic's liens. As a homeowner, any time you order repairs, maintenance, or improvements to be done on your home, the contractor/vendor has the right to be paid in full for the services performed. For…
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When and why should I hire a licensed contractor?

by Latoya Lewis 01/31/2022
So, you've found a buyer to purchase your home and the home inspection has revealed some issues that the buyer has requested to be fixed. Should you call your "handy" family member to save some money, or should you call a licensed contractor?Depending on the type of repair,…
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Do repairs have to be completed prior to the end of the Due Diligence Period in NC?

by Latoya Lewis 01/31/2022
In North Carolina, the standard Offer to Purchase and Contract (Form 2-T) allows for the negotiation of a Due Diligence Period, which gives the buyer time to inspect the property, research details related to the property, secure financing, etc. The Due Diligence Period…
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Earnest Money Deposits & Due Diligence Fees

by Latoya Lewis 01/31/2022
When you are purchasing a home in North Carolina, there are two types of fees you will encounter during your offer process - earnest money deposits and due diligence fees. It is important to understand the difference between the two, and how they will affect your purchase…
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Should I buy a home warranty?

by Latoya Lewis 01/31/2022
Although a home warranty may sound like a no-brainer, let's explore the pros and cons for a moment, and discuss what a home warranty actually does.   What is a home warranty? Although it sounds very similar to homeowners' insurance, a home warranty is very…
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Do I need flood insurance?

by Latoya Lewis 01/31/2022
Just about anywhere you live, flooding can happen - but northeastern North Carolina is especially known to be a region with active hurricane seasons and winter nor'easter storms. So, it goes without saying (but we'll say it anyway) that flood insurance is a good idea in our…
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